These terms of use govern the relationship between the Wirtschaftsforum platform (operated by Helmut Steininger, Fabio-Winter-Weg 2) and all users. The subject is the provision of expert articles, analyses, and discussion forums on the topics of economics, entrepreneurship, and business development. The platform serves for information and exchange, not for investment advice or the brokerage of financial products.

Each user undertakes not to publish misleading, fraudulent, or unlawful content. In particular, advertising for pyramid schemes, cryptocurrency offers, quick money promises, or guaranteed profits is prohibited. Contributions must be factual and respectful. Violations will result in immediate suspension of access.

The provided content serves exclusively for general information. We assume no liability for the accuracy, completeness, or timeliness of third-party contributions. Any liability for indirect damages, lost profits, or data loss is excluded to the extent permitted by law. We assume no responsibility for the actions of users themselves.

All texts, graphics, and analyses published on the platform are protected by copyright. Reproduction, distribution, or public communication requires the prior written consent of the rights holder. By posting their own contributions, users grant a simple, unlimited-time usage right for publication on the platform.

The collection and processing of personal data is carried out in accordance with our privacy policy (policy.html). We only store the data necessary for providing the service. Users are themselves responsible for the confidentiality of their access data. User data is only passed on to third parties within the legally prescribed framework.

We reserve the right to change these terms at any time with four weeks' notice. Material changes will be communicated by email or by a notice on the homepage. Users may terminate use at any time by deleting their account. In the event of violations of the terms, we reserve the right to terminate without notice.